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Gap Coverage

Critical Illness

Get cash when you need it most.

Speed read

01

You can enroll yourself, your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. and your dependent children up to age 26.

02

The plan pays you a financial benefit if you’re diagnosed with an eligible illness — regardless of what your medical plan covers.

03

You can use the money however you want, including your rent/mortgage, groceries, childcare and bills.

What’s covered

Critical illness coverage pays a benefit for things like:

  • Cancer
  • Stroke
  • Heart attack
  • ALS
  • Parkinson’s disease

 

How much it pays

You have the choice of two coverage levels: $15,000 or $30,000. You can enroll your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. or your child(ren) and receive $7,500 or $15,000 if they’re diagnosed with an eligible illness.

Plus, you get $50 if you get a wellness visit like a routine physical, eye exam, mammography and more.

Cost of coverage

Per $1,000 of coverage

0–24
$0.19
25–29
$0.23
30–34
$0.30
35–39
$0.41
40–44
$0.65
45–49
$1.16
50–54
$2.02
55–59
$2.92
60–64
$4.23
65–69
$6.06
70–74
$7.77
75–79
$8.08
80–84
$9.20
85–89
$9.82
90–94
$10.36
95–99
$10.36

Per $1,000 of coverage

0–24
$0.22
25–29
$0.27
30–34
$0.36
35–39
$0.49
40–44
$0.71
45–49
$1.09
50–54
$1.63
55–59
$2.19
60–64
$2.96
65–69
$3.52
70–74
$5.20
75–79
$8.24
80–84
$9.37
85–89
$10.01
90–94
$10.55
95–99
$10.55

Per $1,000 of coverage

0–24
$0.28
25–29
$0.28
30–34
$0.28
35–39
$0.28
40–44
$0.28
45–49
$0.28
50–54
$0.28
55–59
$0.28
60–64
$0.28
65–69
$0.28
70–74
$0.28
75–79
$0.28
80–84
$0.28
85–89
$0.28
90–94
$0.28
95–99
$0.28

 

How to enroll

You can enroll as a new hire, if you have a qualifying life event (like marriage, divorce, or welcoming a child) or during Open Enrollment each year.

Get in touch

New York Life

Group Numbers: Accident Coverage: GAI0100012; Critical Illness: GCI0100012; Hospital Indemnity: GHI0100012; Life and AD&D: FLX-980534
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