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Gap Coverage

Hospital Indemnity

A cash benefit for each day you spend in the hospital.

Speed read

01

You can enroll yourself, your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. and your dependent children up to age 26.

02

The plan pays you a financial benefit if you have an eligible hospital stay.

03

You can use the money however you want, including your rent/mortgage, groceries, childcare and bills.

What’s covered

Hospital indemnity pays a benefit for things like:

  • Hospital admissions
  • ICU admissions
  • Inpatient substance abuse treatment
  • Childbirth

How much it pays

You have the option of two plans – the High Plan or Low Plan. The amount you’ll receive depends on the plan you enroll in and the length of your hospital stay. You can learn more about the payment schedule here.

Cost of coverage

Cost

You only
$10.28
$4.94
You + your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old.
$25.34
$12.97
Your child(ren)
$21.59
$10.59
Family
$39.41
$20.00

 

How to enroll

You can enroll as a new hire, if you have a qualifying life event (like marriage, divorce, or welcoming a child) or during Open Enrollment each year.

Get in touch

New York Life

Group Numbers: Accident Coverage: GAI0100012; Critical Illness: GCI0100012; Hospital Indemnity: GHI0100012; Life and AD&D: FLX-980534
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