Welcoming a New Child

It’s an exciting time as you prepare for birth, adoption or welcoming a child through foster care — and your benefits are designed to support you every step of the way.

• Learn about time away: Review your leave options. You may be eligible for Family and Medical Leave Act (FMLA), or disability leave. Contact our Leave of Absence administrator, Alight, to understand your leave options, and steps you need to take before, during and when you're ready to come back from leave.
• Get an extra dental cleaning: Your dental plan offers additional cleanings during pregnancy.
• Access to pelvic support: If you’re enrolled in UMR or Surest, you have access to pelvic floor physical therapy and women’s musculoskeletal care, including support during and after pregnancy, through Hinge Health.
• File a claimClaimA bill submitted by a healthcare provider or by you to an insurance company to request payment for medical services or treatments received.: If you have hospital indemnity coverage, a qualifying birth makes you eligible to file a claim.
• Update your beneficiaries: A new child is the perfect reminder to review and update your designations for life insurance, Accidental Death and Dismemberment (AD&D), Health Savings Account (HSA) and your 401(k) Retirement Plan.
• Update your will: Create or update a will or trust to protect your growing family. The EAP and the legal plan (if you’re enrolled) offer access to legal consultations and document preparation.
• Plan a secure financial future for your family. Access guidance and planning tools from Empower’s Learning Center or free support with a financial counselor at SupportLinc, our EAP providerProviderAnyone who provides health care, including doctors, nurses, hospitals, lab facilities, clinics and urgent care centers..

If you welcome a new child through birth, guardianship or placement for foster care/adoption:

• Add your new child to your medical, dental or vision coverage.
• Increase your HSA or FSA contribution.
• Opt to contribute to a Dependent Care FSA for child care while you work.

Your medical plan covers your child from the date of birth or placement date.

While you're updating your benefits, you may want to consider increasing your life insurance coverage. You can also purchase supplemental coverage for your child(ren).

You’ll have 30 days from the date of birth, adoption or placement to make changes. You will need to supply proof of birth, adoption/foster care or guardianship to verify the addition of your new dependent. If you do not supply the information within the time allotted, coverage for your new dependent will be removed.

Don’t forget to look at your beneficiaryBeneficiaryA beneficiary is the person who'd receive money from your plan if you pass away. You can name one person or several, and you can also decide how to split it up. designations for life insurance through the Benefits Enrollment Center and for your 401(k) plan through Empower. You may also want to review your tax filing status and make any applicable changes to your W-4 in Workday.

When your family changes, you may need or want some time away from work. You have time away options, including vacation time, sick time, disability and leave of absence.

And when you're ready to return to work, the Employee Assistance Program (EAP) offers free, confidential support including referrals to local daycare providers, in-home care options and backup care resources.

Life changes can be exciting and emotional, and you have support every step of the way. Reach out to SupportLinc, Caliber’s Employee Assistance Program (EAP), to access free and confidential resources and connect with a licensed clinician (you get 5 free sessions per issue per year).

The EAP can also support you every day with services like access to licensed counselors who can help you compare childcare options, understand what questions to ask when exploring caregivers and feel more prepared to make informed decisions.

TIP: If you're enrolled in the legal plan, coverage includes 20 hours of legal representation for reproductive services.