Life and AD&D

Basic life and AD&D are financial benefits provided automatically by Caliber, paid to the person (or people) you name as a beneficiaryBeneficiaryA beneficiary is the person who'd receive money from your plan if you pass away. You can name one person or several, and you can also decide how to split it up. in the Benefits Enrollment Center if you pass away, pass away as the result of an accident or experience a serious injury.

The benefit amount differs based on your role at Caliber — you’ll see the amount when you enroll.

Supplemental/voluntary life and AD&D are financial benefits you can purchase that are paid to your named beneficiaryBeneficiaryA beneficiary is the person who'd receive money from your plan if you pass away. You can name one person or several, and you can also decide how to split it up..

• For yourself: available in $10,000 increments, up to 5x your salary (max $750,000).
• For your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old.: $5,000 increments, up to $250,000 (not to exceed your coverage).
• For your child(ren): $1,000 for children 14 days–6 months; $10,000 or $20,000 for children 15 days through age 25.

Supplemental coverage over a certain amount may require Evidence of Insurability (EOI).